Insurance protects you from robbery or accidental damage to your gear

Jan 14, 2014 05:21 GMT  ·  By

Photography can be a hobby or a job, but even as a hobby it can cost you quite a lot to get a decent camera along with a few high-quality lenses.

Almost everyone started with a small compact camera and, after realizing the possibilities that photography employs, decided to purchase more expensive digital cameras with manual controls that offer multiple options when capturing an image.

While today's digital cameras get better year after year, their value decreases over time, but that's not the case when talking about the best lenses on the market. A few of these lenses don't lose their value in time – it can even go up.

Photographer Steve Berardi talks about how can insurance can help you improve your skills. Having insured all your equipment can help you concentrate more on photography and less on keeping an eye out for possible thieves. Most insurance policies will protect your from robbery, but there are also a few options that will protect your gear if you accidentally damage it.

Most renters or camera sellers offer their own insurance on the gear you purchase, and this might work for you if photography is just a hobby. If you plan on getting one, you should carefully read the contract and make sure you are aware of the specific things covered by your insurance.

On the other hand, professional photographers might want to choose a commercial plan offered by many insurance companies. Before you make this step, make sure you search around the web for opinions about the company you are about to sign with, as well as other people's experience with the services offered by it.

All in all, insurance is a great thing to have if your hobby has become more of a job and you invested a lot of money in all sorts of gear. Besides that, it can protect you from theft, and insurance companies can also compensate you in case anything happens to your cameras or lenses.