There are so many hacked online bank accounts that banks all over the world start getting tired of helping, recovering and restoring users' accounts just because they were so naive to disclose their login credentials or install useless security products. Because of that, the British Bankers' Association (BBA) has released a brand-new banking code that clearly states the fact that users are the only ones responsible for the loss if using outdated security software.

"Keep your PC secure. Use up-to-date anti-virus and spyware software and a personal firewall. Keep your passwords and PINs secret. We (or the police) will never contact you to ask you for your online banking or payment card PINs, or your password information. Treat e-mails you receive from senders claiming to be from your bank or building society with caution and be wary of e-mails or calls asking you for any personal security details," it is mentioned in the new banking code.

"Always access Internet banking sites by typing the bank or building society's address into your web browser. Never go to an internet banking site from a link in an e-mail and then enter personal details. Follow our advice - our websites are usually a good place to get help and guidance on how to stay safe online."

Moreover, the new provisions explain that: "If you act fraudulently, you will be responsible for all losses on your account. If you act without reasonable care, and this causes losses, you may be responsible for them. (This may apply, for example, if you do not follow section 12.5 or 12.9 or you do not keep to your account's terms and conditions.)"

Don't forget that antiviruses, firewalls and other security applications are men's best friends especially when talking about online bank accounts, because hackers are always looking to exploit vulnerable computers in order to steal financial information and login credentials.